20 Types of Credit Card Charges you should be aware of

January 13, 2017, 10:12 pm

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How many types of credit card charges are applicable to your credit card? Is it possible to minimize your credit card charges? Well before answering these question let me ask you one simple question. What to do in case a credit card company is offering you free credit card?  Obviously, you will accept the offer without asking any question. Free word attracts us a lot. We end up accepting a free offer without doing due diligence and suffer badly at […]

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TDS on Rent Income – Demystifying Tax rules

January 16, 2017, 5:46 am

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TDS on Rent is deducted under what condition? My father is a senior citizen, he has income from pension and rental income from the property. His annual income from rented property is above 1.8 Lac, a tenant is deducting 10% TDS on rent under section 194I. Is it correct? This query was posted on my e-mail address. My answer to the query is TDS is not applicable in above case as a father is not eligible for tax audit under […]

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7 Hidden Gems Multibagger Stocks 2017 – Up to 300% return

January 19, 2017, 2:24 am

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A hidden gems multibagger stocks are high quality less popular stocks that are creating wealth for the investor quietly. A hidden gem multibagger stock can make you wealthy in a short period of time. However, finding a multibagger stocks on Dalal Street is not child’s play. It demands a lot of skill, hard work, and research. In this post, we will discuss 7 Hidden Gems Multibagger stocks of 2017. 7 Hidden Gems Multibagger Stocks 2017  Methodology for identifying Hidden Gems […]

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New Unified EPF UAN Portal – Download UAN card and Passbook

January 21, 2017, 10:48 pm

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EPFO has launched new unified UAN portal for Employees and EPF employers. This unified UAN portal will help you to check your EPF balance, download your UAN card and passbook. In addition to that, you can also check and update KYC status. In this post, we will go through key feature and usage of New Unified EPF UAN Portal. New Unified EPF UAN Portal – Key Features Key Features of New Unified EPF UAN Portal are given below. Download and […]

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RAEES Stocks – 10 Multibagger stocks Magnificent returns

January 28, 2017, 5:53 am

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It is important to invest in right stock at a right time in order to become wealthy from stock market investment. However it is very difficult to identify Multibagger stocks (Raees Stocks) that can make you wealthy. In order to help you here is 10 Mutlibagger stocks that gave magnificent returns in the past. These multibagger stocks are likely to give good returns in the future also. The reference of all these multibagger stocks are taken from CNBC Awaaz program […]

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10 mistake to avoid while making Rent Agreement

January 31, 2017, 7:02 am

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Renting an unused property is very good idea for generating an additional income. It is inevitable to make a rent agreement before giving property on rent. Rent agreement or lease agreement is a legal proof that proves that you have given property on lease to the tenant. You need to be extremely careful while making a rent agreement. However, it is generally seen that the task of making Rent agreement is outsourced to a property agent. Property agent does copy […]

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Union Budget 2017-18 – A Review

February 1, 2017, 8:06 am

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Union Budget 2017-18 was announced by finance minister Arun Jaitley today. This time budget was a special event as it was released post demonetization. Many of us were expecting tax relief, inflation control, infrastructure development and much more from budget 2017. Up to some extent, this demand was addressed in budget 2017. Overall Union Budget 2017 seems to be OK. A lot of new announcements were made by the finance minister in budget 2017-18. Let’s Review Union Budget 2017-18 & […]

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How to get Free CIBIL Credit Score Report?

February 4, 2017, 9:32 am

≫ Next: Cash Deposits – Online Verification on Income Tax Site

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You must be aware that now you are entitled to get free credit score report every year this is as per RBI mandate issued previous year. In order to comply RBI mandate CIBIL has launched Free Credit Score Report service to Individual. In this post, I will share information about How to get Free CIBIL Credit Score Report? What is Credit Score? A Credit Score is a three digit numeric number which shows a summary of your credit history. The […]

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Cash Deposits – Online Verification on Income Tax Site

February 6, 2017, 9:05 am

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Online verification of Cash Deposits is started on Income tax e-filing portal. If you have deposited high-value cash in your account, time has come to verify your transaction. The information in regards of cash deposit has been made available on Income tax e-filing portal. Additionally, E-mail and SMS is sent by Income tax department for submitting an online response for cash transaction done during demonetization. Let’s take a look at the process to be followed for online verification of “Cash […]

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Bitcoin Digital currency gives 150% return in 1 year

February 10, 2017, 5:32 am

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Bitcoin Digital Currency – If someone asks you that which is world’s best-performing currency? What could be your answer? I am sure that many of you must be thinking about dollar or pound. Well, best performing currency globally is Bitcoin. Bitcoin is fastest growing and costliest digital currency all over. You may be surprised to notice that a return given by a bitcoin in past one year has beaten all other asset class. If you have purchased Bitcoin before one […]

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CKYC for new Mutual Fund Investors

February 12, 2017, 2:57 am

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CKYC means centralized KYC, a single central process of storing the KYC records for the customers. CKYC (Central Know your Customer) is introduced to eliminate duplication of efforts and need of submitting and verifying the same type of documents many times. Under CKYC once you finish the KYC process with CERSAI, it will be adequate for you to invest in all other financial products. The Central Know your Customer process is mandatory for all new mutual funds investor from Feb […]

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Income Tax Calculator Download – FY 2017-18

February 14, 2017, 9:27 am

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Income Tax Calculation is one of the most complex tasks for the common man. If you are searching for income tax calculator your search ends here. I am herewith Income tax calculator for the financial year 2017-18. It is simple excel based calculator specially made for salaried people. Using this calculator you can calculate your income tax liability for FY 2017-18 (AY 2018-19). Prior to looking at Income tax calculator let’s take a look at Income tax slab for FY […]

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Best performing stocks – 1 Lakh to 10 Lakh in 1 year

February 16, 2017, 9:15 am

≫ Next: 5 Best Performing Debt Funds – 18% return in one year

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Imagine making 10 Lakh from 1 Lakh in one year by doing stock market investment. Seems challenging and impossible right. However, it is possible if you invest your money in the best-performing stocks. Best performing stocks are multibagger stocks that can make you wealthy in short period of time. In this post, I will share information about 5 multibagger best performing stocks that has given up to 905 % return in last one year. In addition to that, I will […]

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5 Best Performing Debt Funds – 18% return in one year

February 19, 2017, 4:55 am

≫ Next: NPS or ELSS – Where to invest money for the better return?

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Debt funds are one of the most popular investment options. It is also seen as an alternative to the fixed deposits. A fixed deposit and debt funds usually generate a return in the range of 9-10%. However, few debt funds have generated magnificent returns in last one year. If you have surplus money and you are planning to invest it in the fixed deposit for a long term, I would advise you to invest in the long-term debt fund instead […]

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NPS or ELSS – Where to invest money for the better return?

February 21, 2017, 7:02 am

≫ Next: New Single Composite Claim Form – EPF Withdrawal Simplified

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NPS, ELSS and other tax saving instrument are generally evaluated by investors during last quarter of the financial year. A year is about to end and if you are unable to decide between tax saving investment options NPS and ELSS this post is for you. In this post, I will share information about NPS and ELSS. Additionally, we will also debate about expected return offered by both investment instruments. NPS or ELSS – Where to invest money for the better […]

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New Single Composite Claim Form – EPF Withdrawal Simplified

February 23, 2017, 1:11 am

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EPF withdrawal process is simplified now. New one pager composite claim form is introduced to withdraw EPF. Now EPF subscriber can withdraw EPF using single composite claim form. No other documents or attestation of employer required. This is as per new rule formulated by EPFO. Last year three different forms Form 19, Form 10C and Form 31 (Aadhar based and Non Aadhar based) were introduced for UAN based system. The old forms are discarded now and new one pager form […]

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7 Stock Pick by Best Mutual Fund House

February 26, 2017, 4:34 am

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Mutual funds offer safety and diversification. In addition to that mutual funds also spares investors from the responsibility of stock selection. In short mutual funds is the perfect solution for the people who want to own stocks without doing own research. However, mutual funds have certain limitations. If you are a beginner with good risk taking capacity and willingness to maintain the own stock portfolio, here is simple yet effective idea to make a stock market investment. Invest in stock […]

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Best Diversified Equity Funds for Investment – 50% return in one year

February 27, 2017, 7:42 am

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Diversify your investment, never put your all eggs in one basket. It is a valuable investment advice given by famous investment guru Warren Buffet. Keeping his investment advice in mind, today’s post is about Best Diversified equity funds for investment. Investment in this diversified equity fund will surely give you very good return in the future. So, without wasting much of time let’s take a look at Best Diversified Equity Fund and method used for identification. Best Diversified Equity Funds […]

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Cash Transaction Charges and its effects on you

March 2, 2017, 8:25 am

≫ Next: Top 10 Best Monthly Income Plan MIP for Investment

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A new cash transaction charges are applicable if you carry out a cash transaction above certain limits in a month. These charges are applicable for both cash deposit and cash withdrawals. So, get ready to pay more money. The new cash transaction charges are applicable only to the customer of HDFC, ICICI, Axis and SBI Bank. These transaction charges are levied in order to curb black money and to boost a cashless economy. Let’s take a look at Cash Transaction […]

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Top 10 Best Monthly Income Plan MIP for Investment

March 5, 2017, 12:31 am

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Monthly Income Plan is one of the least preferred investment options in India. Nevertheless, Monthly Income Plan is the best alternative of fixed deposit. When it comes to investing in monthly income plan, investors usually consider it at par with Monthly Income Scheme. They feel that both investment options are same and they will get assured monthly return when they invest in monthly income plan. However, it is not the case. Recently I got a query from one retired person, […]

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